Below are the financial statements of PKO Bank Polski, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of PLN | 2024 2024-01-01 - 2024-12-31 | 2023 2023-01-01 - 2023-12-31 |
|---|---|---|
| Net interest income | 22,153a | 18,318a |
| Interest and similar income | 32,139a | 31,217a |
| Of which calculated under the effective interest rate method | 31,733a | 30,668a |
| Interest expense | -9,986a | -12,899a |
| Net fee and commission income | 5,120a | 4,626a |
| Fee and commission income | 6,787a | 6,301a |
| Fee and commission expense | -1,667a | -1,675a |
| Net other income | 1,463a | 1,188a |
| Net income from insurance business, of which: | 669a | 711a |
| Insurance revenue | 1,451a | 1,241a |
| Costs of insurance activities | -629a | -389a |
| Dividend income | 26a | 14a |
| Gains/(losses) on financial transactions | 262a | 167a |
| Net foreign exchange gains/(losses) | 209a | 99a |
| Gains/(losses) on derecognition of financial instruments | 124a | 57a |
| Including measured at amortized cost | 46a | 24a |
| Net other operating income and expense, of which: | 173a | 140a |
| Other operating income | 454a | 414a |
| Other operating expenses | -281a | -274a |
| Result on business activities | 28,736a | 24,132a |
| Net allowances for expected credit losses | -966a | -1,265a |
| Impairment of non-financial assets | -509a | -108a |
| Cost of legal risk of mortgage loans in convertible currencies | -4,899a | -5,430a |
| Administrative expenses | -8,487a | -7,635a |
| Tax on certain financial institutions | -1,270a | -1,231a |
| Share in profits and losses of associates and joint ventures | 123a | 99a |
| Profit before tax | 12,728a | 8,562a |
| Income tax | -3,424a | -3,057a |
| Net profit/(loss) (including non-controlling interest) | 9,304a | 5,505a |
| Profit (loss) attributable to non-controlling shareholders | 0a | 3a |
| Net profit attributable to equity holders of the parent company | 9,304a | 5,502a |
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