Below are the financial statements of Pt Bank Syariah Indonesia, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
All figures in billions of IDR | 2024 | 2023 |
---|---|---|
Assets | — | — |
Cash | 8,080.69a | 5,255.84a |
Current accounts and placements with Bank Indonesia | 49,966.28a | 32,440.78a |
Current accounts and placements with other banks | — | — |
Third parties | 3,752.33a | 2,219.23a |
Related parties | 128.55a | 105.24a |
Total current accounts and placements with other banks | 3,880.87a | 2,324.47a |
Allowance for impairment losses | -14.81a | -20.75a |
Net | 3,866.07a | 2,303.73a |
Investments in marketable securities | — | — |
Third parties | 24,134.17a | 25,738.01a |
Related parties | 38,117.64a | 45,563.51a |
Total investments in marketable securities | 62,251.81a | 71,301.53a |
Allowance for impairment losses | -35.29a | -132.51a |
Net | 62,216.52a | 71,169.02a |
Acceptance receivables | — | — |
Third parties | 12.69a | 244.07a |
Related parties | 172.45a | 187.15a |
Total acceptance receivables | 185.15a | 431.23a |
Allowance for impairment losses | -1.85a | -4.31a |
Net | 183.29a | 426.92a |
Murabahah | — | — |
Third parties | 144,205.65a | 136,391.38a |
Related parties | 66.88a | 111.71a |
Total murabahah | 144,272.53a | 136,503.1a |
Third parties | 0.01a | 0.03a |
Ijarah | — | — |
Third parties | 188.36a | 217.24a |
Related parties | 0a | 1.16a |
Total ijarah | 188.36a | 218.4a |
Receivables | — | — |
Total receivables | 144,460.91a | 136,721.53a |
Allowance for impairment losses | -4,265.37a | -4,361.37a |
Net | 140,195.54a | 132,360.16a |
Funds of qardh | — | — |
Third parties | 12,863a | 9,468.09a |
Related parties | 910.78a | 1,839a |
Total funds of qardh | 13,773.78a | 11,307.08a |
Allowance for impairment losses | -787.69a | -817.92a |
Net | 12,986.09a | 10,489.16a |
Mudharabah | — | — |
Third parties | 937.08a | 881.13a |
Related parties | 2,000a | 1,000a |
Total mudharabah | 2,937.08a | 1,881.13a |
Allowance for impairment losses | -93.49a | -49.48a |
Net | 2,843.59a | 1,831.65a |
Musyarakah | — | — |
Third parties | 88,044.67a | 63,452.73a |
Related parties | 26,142.55a | 24,763.47a |
Total musyarakah | 114,187.22a | 88,216.2a |
Allowance for impairment losses | -5,145.13a | -4,459.7a |
Net | 109,042.09a | 83,756.5a |
Financing | — | — |
Total financing | 117,124.3a | 90,097.33a |
Allowance for impairment losses | -5,238.62a | -4,509.18a |
Net | 111,885.68a | 85,588.15a |
Assets acquired for ijarah - net | 3,122.26a | 2,190.11a |
Fixed assets and right-of-use assets - net | 7,723.85a | 5,352.84a |
Intangible assets - net | 2,102.34a | 1,128.33a |
Deferred tax assets | 2,056.73a | 1,665.69a |
Other assets - net | 4,228.1a | 3,253.39a |
Total assets | 408,613.43a | 353,624.12a |
Due immediately | — | — |
Third parties | 856.98a | 1,144.85a |
Related parties | 1.66a | 171.22a |
Liabilities | — | — |
Undistributed revenue sharing | 291.58a | 255.93a |
Wadiah demand deposits | — | — |
Third parties | 16,260.23a | 18,023.67a |
Related parties | 2,886.85a | 2,823.86a |
Total wadiah demand deposits | 19,147.08a | 20,847.52a |
Wadiah savings deposits | — | — |
Third parties | 55,266.17a | 47,016.21a |
Related parties | 13.9a | 10.16a |
Total wadiah savings deposits | 55,280.07a | 47,026.37a |
Total wadiah deposits | 74,427.15a | 67,873.9a |
Wadiah demand deposits | — | — |
Third parties | 173.51a | 123.98a |
Related parties | 1.37a | 1.35a |
Total wadiah demand deposits | 174.88a | 125.34a |
Third parties | 8.99a | 7.79a |
Interbank mudharabah investment certificate (SIMA) | — | — |
Third parties | 2,481.43a | 1,401.19a |
Related parties | 885.23a | 226.99a |
Total interbank mudharabah investment certificate (SIMA) | 3,366.65a | 1,628.18a |
Sharia compliant interbank fund management certificate (SIPA) | — | — |
Third parties | 400a | 0a |
Related parties | 200.83a | 0a |
Total sharia compliant interbank fund management certificate (SIPA) | 600.83a | 0a |
Total deposits from other banks | 4,151.35a | 1,761.3a |
Liabilities to Bank Indonesia | 18,417.86a | 11,900.06a |
Acceptance liabilities | — | — |
Third parties | 72.79a | 287.32a |
Related parties | 112.35a | 143.91a |
Total acceptance liabilities | 185.15a | 431.23a |
Taxes payable | 889.64a | 539.04a |
Employee benefits liabilities | 534.73a | 667.26a |
Estimated losses on commitments and contingencies | 24.05a | 32.02a |
Other liabilities | 5,867.83a | 2,446.11a |
Total liabilities | 105,647.97a | 87,222.91a |
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