Below are the financial statements of Pt Bank Syariah Indonesia, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of IDR | 2024 | 2023 |
|---|---|---|
| Income from fund management as mudharib | — | — |
| Income from sales and purchases | 13,404.06a | 12,627.78a |
| Income from profit sharing | 8,001.2a | 5,940.49a |
| Income from ijarah - net | 192.12a | 155.45a |
| Other main operating income | 3,700.82a | 3,528.03a |
| Third parties’ share on return | -7,889.03a | -5,993.17a |
| Bank’s share in profit | 17,409.17a | 16,258.58a |
| Other operating income | — | — |
| Fee based income from banking services | 3,678.36a | 2,870.77a |
| Gain from marketable securities | 587.2a | 242.11a |
| Other income | 1,290.92a | 1,091.58a |
| Total other operating income | 5,556.48a | 4,204.47a |
| Operating expenses | — | — |
| Salaries and benefits | -5,284.14a | -5,035.22a |
| General and administrative | -6,342.63a | -5,169.94a |
| Wadiah bonus | -0.59a | -1.11a |
| Others | -166.29a | -42.94a |
| Provision for impairment losses on earning and non-earning assets - net | -1,893.87a | -2,622.48a |
| Income from operation | 9,278.14a | 7,591.36a |
| Non-operating income/(expense) - net | 4.31a | -2.16a |
| Income before zakat and tax expense | 9,282.46a | 7,589.2a |
| Zakat | -232.06a | -189.73a |
| Tax expenses | -2,044.51a | -1,695.73a |
| Net income | 7,005.89a | 5,703.74a |
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