In 2025, SBI Card completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).
SBI Card has also provided a category-level breakdown for 3 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.
| Metric (tCO2e) | 2025 | 2024 | 2023 | 2022-2019 |
|---|---|---|---|---|
Total Scope 1 | 197.7a | N/A | N/A | |
Total Scope 2 | ||||
Unspecified Calculation Method | 2,461.22a | 2,580.95a | 2,740.19b | |
Total Scope 3 | 43,044a | 40,000.465b | 43,991.98b | |
Total Scope 1 Revenue Intensity (tCO2e/$M) | 0.1139a | N/A | N/A |
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In 2025, the total operational greenhouse gas (GHG) emissions of SBI Card amounted to 2,658.92 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a
Compared to 2024, the total operational greenhouse gas (GHG) emissions of SBI Card increased by 3.02%, suggesting that the company faced challenges in reducing its emissions from its core operations.a
In 2025, the total Scope 1 emissions of SBI Card were 197.7 metric tons of CO₂ equivalent (tCO₂e).a
In 2025, SBI Card reported Scope 2 greenhouse gas (GHG) emissions of 2,461.22 tCO₂e without specifying the calculation method.a
Since 2019, SBI Card's Scope 2 greenhouse gas (GHG) emissions (Unspecified Calculation Method) have decreased by 51.52%, reflecting a declining long-term trend in Scope 2 emissions over time.ac
Compared to the previous year (2024), SBI Card's Scope 2 emissions (Unspecified Calculation Method) have remained relatively stable, indicating that SBI Card's emissions have plateaued with no significant change in its energy consumption footprint.a
In 2025, SBI Card reported its Scope 2 emissions using an unspecified methodology.a
In 2025, SBI Card reported 43,044 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a
The 2025 disclosure of SBI Card includes a breakdown across 3 of the 15 Scope 3 categories defined by the GHG Protocol, matching the level of disclosure in 2024, demonstrating consistent Scope 3 emissions reporting coverage year over year.a
In 2025, SBI Card reported total Scope 3 emissions of 43,044 metric tons of CO₂ equivalent (tCO₂e).a
Approximately 100% of these emissions originated from upstream activities such as purchased goods and capital goods, while 0% came from downstream activities like product use, distribution, and end-of-life treatment.a
Compared to the previous year (2024), SBI Card's Scope 3 emissions remained relatively stable, indicating that SBI Card's emissions have plateaued with no significant change in its value chain footprint.ab
In 2025, SBI Card reported emissions for 3 out of the 15 Scope 3 categories defined by the GHG Protocol.a
The limited disclosure restricts visibility into specific emission sources across the company's value chain.
In 2025, the largest contributors to SBI Card's Scope 3 emissions were:a
In 2025, SBI Card reported Scope 1 greenhouse gas (GHG) emissions of 197.7 tCO₂e and total revenues of USD 1,736 millions. This translates into an emissions intensity of 0.11 tCO₂e per millions USD.a
In 2025, SBI Card reported a Scope 1 emissions intensity of 0.11 tCO₂e per millions USD. Compared to the peer group median of 0.28, this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors.a
In 2025, SBI Card ranked 8 out of 24 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD).a
SBI Card is therefore positioned in the mid-range of its industry, neither a clear leader nor a laggard in carbon efficiency.a
In 2025, SBI Card reported a total carbon footprint of 45,702.92 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 7.33% increase compared to 2024, suggesting a rise in emissions across its operations or value chain.ab
The largest contributor to SBI Card's total carbon footprint was Scope 3 emissions, accounting for 94.18% of the company's total carbon footprint, followed by Scope 2 emissions at 5.39%.a