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SBI Cards and Payment Services Ltd

Common Name
SBI Card
Country
India
Sector
Financial Services
Industry
Credit Services
Employees
4,098
Ticker
SBICARD
Exchange
NATIONAL STOCK EXCHANGE OF INDIA
Description
SBI Cards and Payment Services Ltd. operates as a credit card and payment solutions provider in India. As a subsidiary of India's leading bank, the State Bank of India, it plays a crucial role in the ...

SBI Card's GHG Emissions Data Preview

In 2025, SBI Card completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

SBI Card has also provided a category-level breakdown for 3 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2025202420232022 - 2017
Total Scope 1
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a
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0000000
Total Scope 2
Unspecified Calculation Method
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a
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a
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b
0000000
Total Scope 3
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a
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b
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b
0000000
Total Scope 1 Revenue Intensity (tCO2e/$M)
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a
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0000000
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Verified Sources Behind SBI Card’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore SBI Card’s data sources below and access millions more through our Disclosure Search.

a. SBI Card's Integrated Report 2025
a. SBI Card's Integrated Report 2025
b. SBI Card's Integrated Report 2024
b. SBI Card's Integrated Report 2024
c. SBI Card's ESG Data Spreadsheet 2022
c. SBI Card's ESG Data Spreadsheet 2022

Insights into SBI Card's Operational Emissions

In 2025, the total operational greenhouse gas (GHG) emissions ofSBI Card amounted to2,658.92metric tons of CO2 equivalent.This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a

Compared to 2024, the total operational greenhouse gas (GHG) emissions of SBI Cardincreased by 3.02%, suggesting that the company faced challenges in reducing its emissions from its core operations.a

SBI Card's Scope 1 Emissions Over Time

2025050100150200tCO2e
  • Total Scope 1
  • Year-over-Year Change

What are SBI Card's Scope 1 emissions?

In 2025, the total Scope 1 emissions of SBI Card were 197.7 metric tons of COâ‚‚ equivalent (tCOâ‚‚e).a

What are SBI Card's Scope 2 emissions?

In 2025, SBI Card reported Scope 2 greenhouse gas (GHG) emissions of 2,461.22 tCOâ‚‚e without specifying the calculation method.a

Has SBI Card reduced its Scope 2 emissions over time?

Since 2019, SBI Card's Scope 2 greenhouse gas (GHG) emissions (Unspecified Calculation Method)have decreased by 51.52%, reflecting a declining long-term trend in Scope 2 emissions over time.ac

Compared to the previous year(2024), SBI Card's Scope 2 emissions(Unspecified Calculation Method) have remained relatively stable, indicating that SBI Card's emissions have plateaued with no significant change in its energy consumption footprint.a

What methodology does SBI Card use for Scope 2 reporting?

In 2025, SBI Card reported its Scope 2 emissions using an unspecified methodology.a

SBI Card's Scope 2 Emissions Over Time

201920202021202220232024202501.5 k3 k4.5 k6 ktCO2e
  • Total Scope 2 (Unspecified Calculation Method)

Insights into SBI Card's Value Chain Emissions

In 2025, SBI Card reported 43,044 metric tons of COâ‚‚ equivalent (tCOâ‚‚e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a

The 2025 disclosure of SBI Card includes a breakdown across 3of the 15 Scope 3 categories defined by the GHG Protocol,matching the level of disclosure in 2024, demonstrating consistent Scope 3 emissions reporting coverage year over year.a

SBI Card's Scope 3 Emissions Over Time

202320242025015 k30 k45 k60 ktCO2e-9%+8%
  • Total Scope 3
  • Year-over-Year Change

What are SBI Card's Scope 3 emissions?

In 2025, SBI Card reported total Scope 3 emissions of 43,044 metric tons of COâ‚‚ equivalent (tCOâ‚‚e).a

Approximately 100%of these emissions originated from upstream activities such as purchased goods and capital goods, while 0%came from downstream activities like product use, distribution, and end-of-life treatment.a

Compared to the previous year (2024), SBI Card's Scope 3 emissions remained relatively stable, indicating that SBI Card's emissions have plateaued with no significant change in its value chain footprint.ab

What categories of Scope 3 emissions does SBI Card disclose?

In 2025, SBI Card reported emissions for 3 out of the 15 Scope 3 categories defined by the GHG Protocol.a

The limited disclosure restricts visibility into specific emission sources across the company's value chain.

What are the main sources of SBI Card's Scope 3 emissions?

In 2025, the largest contributors to SBI Card's Scope 3 emissions were:a

  • Employee Commuting (Cat. 7): 38,526 tCOâ‚‚e(89.5%)
  • Purchased Goods and Services (Cat. 1): 3,273 tCOâ‚‚e(7.6%)
  • Business Travel (Cat. 6): 1,245 tCOâ‚‚e(2.89%)

SBI Card's Scope 3 Emissions by Categories

Purchased Goods andServices (Cat. 1)(7.6%)Business Travel(Cat. 6)(2.9%)Employee Commuting(Cat. 7)(89.5%)

Insights into SBI Card’s GHG Emissions Intensity Compared to Industry Peers

In 2025, SBI Card reported Scope 1 greenhouse gas (GHG) emissions of 197.7 tCOâ‚‚e and total revenues of USD 1,736 millions. This translates into an emissions intensity of 0.11 tCOâ‚‚e per millions USD.a

SBI Card's Scope 1 Emissions Intensity Compared to Peers

0.25501,00010,000Scope 1 Emissions (tCO2e)1002001,0005,00010,000Revenues (Millions of USD)IGo Digit General InsuranceYear: 2025Scope 1: 26 tCO2eRevenue: $M 1,132Scope 1 Intensity: 0.02 tCO2e/$MBSEYear: 2025Scope 1: 77 tCO2eRevenue: $M 346Scope 1 Intensity: 0.22 tCO2e/$MMotilal Oswal Financial ServicesYear: 2024Scope 1: 3 tCO2eRevenue: $M 610Scope 1 Intensity: 0.01 tCO2e/$MRBL BankYear: 2024Scope 1: 116 tCO2eRevenue: $M 1,076Scope 1 Intensity: 0.11 tCO2e/$MCholamandalam Financial HoldingsYear: 2025Scope 1: 621 tCO2eRevenue: $M 4,077Scope 1 Intensity: 0.15 tCO2e/$MLIC Housing FinanceYear: 2025Scope 1: 4 tCO2eRevenue: $M 984Scope 1 Intensity: 0.00 tCO2e/$MPower FinanceYear: 2024Scope 1: 1 tCO2eRevenue: $M 4,000Scope 1 Intensity: 0.00 tCO2e/$MBajaj FinanceYear: 2025Scope 1: 6,169 tCO2eRevenue: $M 4,958Scope 1 Intensity: 1.24 tCO2e/$MMuthoot FinanceYear: 2025Scope 1: 129 tCO2eRevenue: $M 1,504Scope 1 Intensity: 0.09 tCO2e/$MRECYear: 2025Scope 1: 306 tCO2eRevenue: $M 2,550Scope 1 Intensity: 0.12 tCO2e/$MSundaram FinanceYear: 2025Scope 1: 2,388 tCO2eRevenue: $M 493Scope 1 Intensity: 4.84 tCO2e/$MPoonawalla FincorpYear: 2025Scope 1: 347 tCO2eRevenue: $M 468Scope 1 Intensity: 0.74 tCO2e/$MFederal BankYear: 2025Scope 1: 2,111 tCO2eRevenue: $M 1,685Scope 1 Intensity: 1.25 tCO2e/$M360 One WamYear: 2025Scope 1: 0 tCO2eRevenue: $M 300Scope 1 Intensity: 0.00 tCO2e/$ML&T FinanceYear: 2025Scope 1: 386 tCO2eRevenue: $M 1,132Scope 1 Intensity: 0.34 tCO2e/$MAU Small Finance BankYear: 2025Scope 1: 317 tCO2eRevenue: $M 1,234Scope 1 Intensity: 0.26 tCO2e/$MShriram FinanceYear: 2025Scope 1: 4,236 tCO2eRevenue: $M 2,597Scope 1 Intensity: 1.63 tCO2e/$MCholaYear: 2025Scope 1: 356 tCO2eRevenue: $M 1,570Scope 1 Intensity: 0.23 tCO2e/$MHousing and Urban DevelopmentYear: 2025Scope 1: 34 tCO2eRevenue: $M 421Scope 1 Intensity: 0.08 tCO2e/$MAditya Birla CapitalYear: 2025Scope 1: 40 tCO2eRevenue: $M 5,077Scope 1 Intensity: 0.01 tCO2e/$MICICI LombardYear: 2025Scope 1: 1,425 tCO2eRevenue: $M 2,915Scope 1 Intensity: 0.49 tCO2e/$MIREDAYear: 2025Scope 1: 22 tCO2eRevenue: $M 774Scope 1 Intensity: 0.03 tCO2e/$MIIIndian Railway FinanceYear: 2025Scope 1: 21 tCO2eRevenue: $M 3,177Scope 1 Intensity: 0.01 tCO2e/$MSBI CardYear: 2025Scope 1: 198 tCO2eRevenue: $M 1,736Scope 1 Intensity: 0.11 tCO2e/$M

How does SBI Card's GHG emissions intensity compare to its peers?

In 2025, SBI Card reported a Scope 1 emissions intensity of 0.11 tCOâ‚‚e per millions USD. Compared to the peer group median of 0.12, this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors.a

Where does SBI Card rank on GHG emissions intensity within its industry?

In 2025, SBI Card ranked 12 out of 23 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCOâ‚‚e per millions USD).a

SBI Card is therefore positioned in the mid-range of its industry, neither a clear leader nor a laggard in carbon efficiency.a

Insights into SBI Card's Total Carbon Footprint

In 2025, SBI Card reported a total carbon footprint of 45,702.92 metric tons of COâ‚‚ equivalent (tCOâ‚‚e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 7.33% increase compared to 2024, suggesting a rise in emissions across its operations or value chain.ab

The largest contributor to SBI Card's total carbon footprint was Scope 3 emissions, accounting for 94.18% of the company's total carbon footprint, followed by Scope 2 emissions at 5.39%.a

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