Below are the financial statements of Techcombank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of VND | 2024 | 2023 |
|---|---|---|
| Interest and similar income | 60,089.46a | 56,707.76a |
| Interest and similar expenses | -24,581.5a | -29,016.64a |
| Net interest and similar income | 35,507.96a | 27,691.12a |
| Fees and commission income | 10,961.64a | 11,378.09a |
| Fees and commission expenses | -2,919.39a | -2,663.19a |
| Net fees and commission income | 8,042.25a | 8,714.9a |
| Net gain from trading foreign currencies | 592.56a | 195.75a |
| Net gain from held-for-trading securities | 81.3a | 64.62a |
| Net gain from investment securities | 2,359.06a | 925.83a |
| Other operating income | 9,324.93a | 6,459.69a |
| Other operating expenses | -8,982.22a | -4,025.58a |
| Net gain from other operating activities | 342.71a | 2,434.12a |
| Income from investments in other entities | 64.56a | 34.76a |
| Total operating income | 46,990.4a | 40,061.09a |
| Operating expenses | -15,369.74a | -13,251.8a |
| Profit before provision for credit losses | 31,620.66a | 26,809.3a |
| Provision expenses for credit losses | -4,082.29a | -3,921.07a |
| Profit before tax | 27,538.37a | 22,888.23a |
| Current corporate income tax expense | -5,787.71a | -4,706.72a |
| Deferred corporate income tax income | 9.45a | 9.36a |
| Corporate income tax expense | -5,778.26a | -4,697.36a |
| Profit after tax | 21,760.1a | 18,190.87a |
| Non-controlling interests | -237.18a | -187.06a |
| Net profit contributed to the bank’s shareholders | 21,522.93a | 18,003.8a |
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