Below are the financial statements of Techcombank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
All figures in billions of VND | 2024 | 2023 |
---|---|---|
Cash and gold | 3,384.77a | 3,620.7a |
Balances with the State Bank of Vietnam (SBV) | 54,353.15a | 27,140.59a |
Balances with and credit granting to other credit institutions (CIs) | 84,590.47a | 104,072.32a |
Balances with other CIs | 74,887.09a | 80,126.9a |
Credit granting to other CIs | 9,884.54a | 24,046.52a |
Provision for credit granting to other CIs | -181.15a | -101.1a |
Held-for-trading securities | 9,000.64a | 4,432.78a |
Held-for-trading securities | 9,000.9a | 4,432.78a |
Provision for held-for-trading securities | -0.25a | 0a |
Derivatives and other financial assets | 0a | 143.61a |
Loans to customers | 623,634.27a | 512,513.67a |
Loans to customers | 631,724.96a | 518,641.57a |
Provision for loans to customers | -8,090.69a | -6,127.9a |
Debts purchased | 141.63a | 82.03a |
Debts purchased | 144.38a | 84.34a |
Provision for debts purchased | -2.75a | -2.3a |
Investment securities | 148,623.64a | 104,993.95a |
Available-for-sale securities | 142,202.79a | 105,356.25a |
Held-to-maturity securities | 6,900a | 0a |
Provision for investment securities | -479.16a | -362.3a |
Long-term investments | 3,102.52a | 3,046.25a |
Other long-term investments | 3,103.67a | 3,047.39a |
Provision for long-term investments | -1.15a | -1.15a |
Fixed assets | 12,466.89a | 8,892.7a |
Tangible fixed assets | 6,576.7a | 3,527.59a |
Cost | 9,080.62a | 5,492.57a |
Accumulated depreciation | -2,503.92a | -1,964.98a |
Intangible fixed assets | 5,890.19a | 5,365.11a |
Cost | 8,485.02a | 7,198.78a |
Accumulated amortization | -2,594.84a | -1,833.67a |
Other assets | 39,500.57a | 80,543.42a |
Receivables | 29,540.94a | 69,834.16a |
Accrued interest and fee receivables | 8,125.96a | 9,681.14a |
Deferred income tax assets | 79.86a | 70.41a |
Other assets | 1,818.68a | 1,650.58a |
Provision for other on-balance sheet assets | -64.87a | -692.87a |
Total assets | 978,798.55a | 849,482.01a |
Deposits and borrowings from the Government, the SBV | 11.53a | 0.13a |
Deposits and borrowings from other financial institutions and other CIs | 132,239.09a | 153,173a |
Deposits from customers | 533,392.35a | 454,660.78a |
Derivatives and other financial liabilities | 931.23a | 0a |
Valuable papers issued | 140,422.32a | 84,703.3a |
Total liabilities | 830,858.93a | 717,865.95a |
Share capital | 78,412.54a | 36,257.46a |
Charter capital | 70,648.52a | 35,225.11a |
Share premium | -0.06a | 476.36a |
Other capital | 7,764.09a | 556a |
Reserves | 24,787.31a | 45,028.63a |
Retained earnings | 42,219.31a | 49.01a |
Total shareholders’ equity | 147,939.62a | 131,616.07a |
Total liabilities and shareholders’ equity | 978,798.55a | 849,482.01a |
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