Below are the financial statements of Capitec Bank Holdings, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
All figures in millions of ZAR | 2025 as of 2025-02-28 | 2024 as of Not Specified | 2024 as of 2023-03-01 |
---|---|---|---|
Assets | — | — | — |
Cash and cash equivalents | 44,563.33a | 34,856.39a | 34,018.68a |
Financial assets at fair value through profit or loss (FVTPL) | 1,349.01a | 553.98a | 289.05a |
Financial investments at amortised cost | 76,336.71a | 68,110.55a | 61,034.24a |
Term deposit investments | 5,546.48a | 7,791.47a | 3,628.16a |
Loans and advances | 89,145.48a | 80,551.7a | 78,167.8a |
Other receivables | 6,025.19a | 2,571.7a | 1,798.53a |
Insurance contract assets | 4,304.06a | 2,960.94a | 1,970.73a |
Reinsurance contract assets | 1.38a | 0a | 0a |
Derivative assets | 37.61a | 33.6a | 33.56a |
Financial assets - equity instruments at fair value through other comprehensive income (FVOCI) | 81.89a | 82.42a | 73.88a |
Current income tax asset | 0a | 0a | 40.7a |
Interest in associates and joint ventures | 285.34a | 727.06a | 600.07a |
Interest in subsidiaries | 0a | 0a | 0a |
Property and equipment | 3,978.49a | 3,511.33a | 3,291.92a |
Right-of-use assets | 1,827.24a | 1,856.62a | 1,821.42a |
Intangible assets including goodwill | 1,628.71a | 1,401.98a | 1,435.63a |
Deferred income tax asset | 3,352.75a | 2,568.9a | 2,431.7a |
Total assets | 238,463.67a | 207,578.63a | 190,636.06a |
Liabilities | — | — | — |
Derivative liabilities | 21.14a | 20.6a | 23.68a |
Current income tax liability | 377.12a | 251.98a | 0a |
Deposits | 172,635.49a | 152,994.13a | 144,059.41a |
Wholesale funding | 2,905.62a | 3,020.83a | 2,438.79a |
Other liabilities | 9,144.61a | 5,364.93a | 3,874.12a |
Lease liabilities | 2,367.2a | 2,383.18a | 2,305.06a |
Employee benefit liabilities | 10.77a | 12.37a | 14.62a |
Group loans payable | 0a | 0a | 0a |
Deferred income tax liability | 88.43a | 0a | 0a |
Total liabilities | 187,550.38a | 164,048.03a | 152,715.69a |
Equity attributable to ordinary shareholders of the group | 50,840.52a | 43,487.33a | 37,871.44a |
Ordinary share capital and premium | 5,475.35a | 5,456.54a | 5,406.11a |
Izindaba Ezinhle Employee Share Scheme | 0a | 0a | 0a |
Cash flow hedge reserve | 0a | 7.24a | 1.54a |
Other reserves | -23.29a | -17.66a | -25.37a |
Foreign currency translation reserve | -18.31a | 101.57a | 77.61a |
Share option reserve | 515.81a | 515.81a | 515.81a |
Retained earnings | 44,890.96a | 37,423.83a | 31,895.74a |
Equity | — | — | — |
Equity attributable to other equity instrument holders of the group | — | — | — |
Preference share capital and premium | 41.85a | 43.26a | 48.92a |
Equity attributable to non-controlling interest | 30.93a | 0a | 0a |
Total equity | 50,913.3a | 43,530.59a | 37,920.37a |
Total equity and liabilities | 238,463.67a | 207,578.63a | 190,636.06a |
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