| Assets | — | — | — |
| Cash and cash equivalents | 44,563.33a | 34,856.39a | 34,018.68a |
| Financial assets at fair value through profit or loss (FVTPL) | 1,349.01a | 553.98a | 289.05a |
| Financial investments at amortised cost | 76,336.71a | 68,110.55a | 61,034.24a |
| Term deposit investments | 5,546.48a | 7,791.47a | 3,628.16a |
| Loans and advances | 89,145.48a | 80,551.7a | 78,167.8a |
| Other receivables | 6,025.19a | 2,571.7a | 1,798.53a |
| Insurance contract assets | 4,304.06a | 2,960.94a | 1,970.73a |
| Reinsurance contract assets | 1.38a | 0a | 0a |
| Derivative assets | 37.61a | 33.6a | 33.56a |
| Financial assets - equity instruments at fair value through other comprehensive income (FVOCI) | 81.89a | 82.42a | 73.88a |
| Current income tax asset | 0a | 0a | 40.7a |
| Interest in associates and joint ventures | 285.34a | 727.06a | 600.07a |
| Interest in subsidiaries | 0a | 0a | 0a |
| Property and equipment | 3,978.49a | 3,511.33a | 3,291.92a |
| Right-of-use assets | 1,827.24a | 1,856.62a | 1,821.42a |
| Intangible assets including goodwill | 1,628.71a | 1,401.98a | 1,435.63a |
| Deferred income tax asset | 3,352.75a | 2,568.9a | 2,431.7a |
| Total assets | 238,463.67a | 207,578.63a | 190,636.06a |
| Liabilities | — | — | — |
| Derivative liabilities | 21.14a | 20.6a | 23.68a |
| Current income tax liability | 377.12a | 251.98a | 0a |
| Deposits | 172,635.49a | 152,994.13a | 144,059.41a |
| Wholesale funding | 2,905.62a | 3,020.83a | 2,438.79a |
| Other liabilities | 9,144.61a | 5,364.93a | 3,874.12a |
| Lease liabilities | 2,367.2a | 2,383.18a | 2,305.06a |
| Employee benefit liabilities | 10.77a | 12.37a | 14.62a |
| Group loans payable | 0a | 0a | 0a |
| Deferred income tax liability | 88.43a | 0a | 0a |
| Total liabilities | 187,550.38a | 164,048.03a | 152,715.69a |
| Equity attributable to ordinary shareholders of the group | 50,840.52a | 43,487.33a | 37,871.44a |
| Ordinary share capital and premium | 5,475.35a | 5,456.54a | 5,406.11a |
| Izindaba Ezinhle Employee Share Scheme | 0a | 0a | 0a |
| Cash flow hedge reserve | 0a | 7.24a | 1.54a |
| Other reserves | -23.29a | -17.66a | -25.37a |
| Foreign currency translation reserve | -18.31a | 101.57a | 77.61a |
| Share option reserve | 515.81a | 515.81a | 515.81a |
| Retained earnings | 44,890.96a | 37,423.83a | 31,895.74a |
| Equity | — | — | — |
| Equity attributable to other equity instrument holders of the group | — | — | — |
| Preference share capital and premium | 41.85a | 43.26a | 48.92a |
| Equity attributable to non-controlling interest | 30.93a | 0a | 0a |
| Total equity | 50,913.3a | 43,530.59a | 37,920.37a |
| Total equity and liabilities | 238,463.67a | 207,578.63a | 190,636.06a |