Capitec Bank Holdings Ltd

Common Name
Capitec Bank Holdings
Country
South Africa
Sector
Financial Services
Industry
Banks - Regional
Employees
16,935
Ticker
CPI
Exchange
JOHANNESBURG STOCK EXCHANGE
Description
Capitec Bank Holdings Ltd. is a financial services company based in South Africa, primarily known for its retail banking operations. Its primary function is to offer a simplified, affordable, and easi...

Financial Statements of Capitec Bank Holdings

Below are the financial statements of Capitec Bank Holdings, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.

All figures in millions of ZAR
2025 as of 2025-02-28
2024 as of Not Specified
2024 as of 2023-03-01
Assets
Cash and cash equivalents
44,563.33a
34,856.39a
34,018.68a
Financial assets at fair value through profit or loss (FVTPL)
1,349.01a
553.98a
289.05a
Financial investments at amortised cost
76,336.71a
68,110.55a
61,034.24a
Term deposit investments
5,546.48a
7,791.47a
3,628.16a
Loans and advances
89,145.48a
80,551.7a
78,167.8a
Other receivables
6,025.19a
2,571.7a
1,798.53a
Insurance contract assets
4,304.06a
2,960.94a
1,970.73a
Reinsurance contract assets
1.38a
0a
0a
Derivative assets
37.61a
33.6a
33.56a
Financial assets - equity instruments at fair value through other comprehensive income (FVOCI)
81.89a
82.42a
73.88a
Current income tax asset
0a
0a
40.7a
Interest in associates and joint ventures
285.34a
727.06a
600.07a
Interest in subsidiaries
0a
0a
0a
Property and equipment
3,978.49a
3,511.33a
3,291.92a
Right-of-use assets
1,827.24a
1,856.62a
1,821.42a
Intangible assets including goodwill
1,628.71a
1,401.98a
1,435.63a
Deferred income tax asset
3,352.75a
2,568.9a
2,431.7a
Total assets
238,463.67a
207,578.63a
190,636.06a
Liabilities
Derivative liabilities
21.14a
20.6a
23.68a
Current income tax liability
377.12a
251.98a
0a
Deposits
172,635.49a
152,994.13a
144,059.41a
Wholesale funding
2,905.62a
3,020.83a
2,438.79a
Other liabilities
9,144.61a
5,364.93a
3,874.12a
Lease liabilities
2,367.2a
2,383.18a
2,305.06a
Employee benefit liabilities
10.77a
12.37a
14.62a
Group loans payable
0a
0a
0a
Deferred income tax liability
88.43a
0a
0a
Total liabilities
187,550.38a
164,048.03a
152,715.69a
Equity attributable to ordinary shareholders of the group
50,840.52a
43,487.33a
37,871.44a
Ordinary share capital and premium
5,475.35a
5,456.54a
5,406.11a
Izindaba Ezinhle Employee Share Scheme
0a
0a
0a
Cash flow hedge reserve
0a
7.24a
1.54a
Other reserves
-23.29a
-17.66a
-25.37a
Foreign currency translation reserve
-18.31a
101.57a
77.61a
Share option reserve
515.81a
515.81a
515.81a
Retained earnings
44,890.96a
37,423.83a
31,895.74a
Equity
Equity attributable to other equity instrument holders of the group
Preference share capital and premium
41.85a
43.26a
48.92a
Equity attributable to non-controlling interest
30.93a
0a
0a
Total equity
50,913.3a
43,530.59a
37,920.37a
Total equity and liabilities
238,463.67a
207,578.63a
190,636.06a
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Verified Sources Behind Capitec Bank Holdings’s Financial Fundamentals Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Capitec Bank Holdings’s data sources below and access millions more through our Disclosure Search.

a. Capitec Bank Holdings's Integrated Report 2025
a. Capitec Bank Holdings's Integrated Report 2025
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