Below are the financial statements of Santander Bank Polska, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of PLN | 2024 as of 2024-12-31 | 2023 as of 2023-12-31 |
|---|---|---|
| Assets | — | — |
| Cash and balances with central banks | 10,575.11a | 8,417.52a |
| Loans and advances to banks | 8,812.99a | 9,533.84a |
| Financial assets held for trading | 9,347.58a | 8,939.36a |
| Hedging derivatives | 1,401.75a | 1,575.06a |
| Loans and advances to customers incl.: | 174,776.28a | 159,520.01a |
| Measured at amortised cost | 155,594.87a | 143,488a |
| Measured at fair value through other comprehensive income | 4,290a | 2,798.23a |
| Measured at fair value through profit and loss | 63.29a | 85.09a |
| From finance leases | 14,828.13a | 13,148.68a |
| Reverse sale and repurchase agreements | 12,126.36a | 12,676.59a |
| Investment securities incl.: | 76,912.66a | 67,523a |
| Debt securities measured at fair value through other comprehensive income | 40,843.48a | 47,598.57a |
| Debt securities measured at fair value through profit and loss | 1.25a | 2.01a |
| Debt investment securities measured at amortised cost | 35,597a | 19,639.47a |
| Equity securities measured at fair value through other comprehensive income | 462.32a | 277.12a |
| Equity securities measured at fair value through profit and loss | 8.62a | 5.84a |
| Assets pledged as collateral | 1,198.85a | 271.93a |
| Investments in associates | 967.21a | 967.51a |
| Intangible assets | 979.81a | 881.86a |
| Goodwill | 1,712.06a | 1,712.06a |
| Property, plant and equipment | 795.01a | 765.28a |
| Right of use assets | 489.06a | 494.3a |
| Deferred tax assets | 1,414.38a | 1,751.19a |
| Non-current assets classified as held for sale | 5.4a | 6.45a |
| Other assets | 2,859.44a | 1,615.93a |
| Total assets | 304,373.92a | 276,651.89a |
| Liabilities and equity | — | — |
| Deposits from banks | 5,148.66a | 4,156.45a |
| Hedging derivatives | 607.74a | 880.54a |
| Financial liabilities held for trading | 9,909.69a | 8,818.49a |
| Deposits from customers | 232,028.76a | 209,277.36a |
| Sale and repurchase agreements | 1,198.46a | 273.55a |
| Subordinated liabilities | 2,228.9a | 2,686.34a |
| Debt securities in issue | 11,851.16a | 9,247.16a |
| Lease liabilities | 348.45a | 365.83a |
| Current income tax liabilities | 741.3a | 1,174.61a |
| Deferred tax liability | 0.69a | 0.44a |
| Provisions for financial liabilities and guarantees granted | 93.92a | 123.09a |
| Other provisions | 2,075.84a | 967.11a |
| Other liabilities | 3,699.18a | 4,989.91a |
| Total liabilities | 269,932.73a | 242,960.87a |
| Equity | — | — |
| Equity attributable to owners of the parent entity | 32,527.47a | 31,762.65a |
| Share capital | 1,021.89a | 1,021.89a |
| Other reserve capital | 24,424.8a | 25,097.2a |
| Revaluation reserve | -218.65a | -298.69a |
| Retained earnings | 2,086.69a | 1,111.13a |
| Profit for the period | 5,212.73a | 4,831.11a |
| Non-controlling interests | 1,913.72a | 1,928.37a |
| Total equity | 34,441.19a | 33,691.02a |
| Total liabilities and equity | 304,373.92a | 276,651.89a |
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