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Bendigo and Adelaide Bank Ltd

Common Name
Bendigo and Adelaide Bank
Country
Australia
Sector
Financial Services
Industry
Banks - Regional
Employees
4,812
Ticker
BEN
Exchange
ASX
Description
Bendigo and Adelaide Bank Limited is a leading Australian regional bank that provides a comprehensive range of banking and financial services. Its core offerings include consumer, residential, busines...

Bendigo and Adelaide Bank's GHG Emissions Data Preview

In 2025, Bendigo and Adelaide Bank completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

Bendigo and Adelaide Bank has also provided a category-level breakdown for 8 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)202520242023
2022 - 2017
Total Scope 1
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Total Scope 2
Market-Based
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Location-Based
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Total Scope 3
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Total Scope 1 Revenue Intensity (tCO2e/$M)
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Limited Data Preview
You are viewing a limited preview of Bendigo and Adelaide Bank’s GHG emissions dataset. The full dataset, available for download, includes Scope 1, 2, and 3 emissions with detailed category-level breakdowns, historical coverage back to 2019, and revenue-based intensity metrics for each scope.
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Verified Sources Behind Bendigo and Adelaide Bank’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Bendigo and Adelaide Bank’s data sources below and access millions more through our Disclosure Search.

a. Bendigo and Adelaide Bank's Climate Assessment Report 2025
b. Bendigo and Adelaide Bank's ESG Data Spreadsheet 2024
c. Bendigo and Adelaide Bank's Annual Report 2023

Insights into Bendigo and Adelaide Bank's Operational Emissions

In 2025, the total operational greenhouse gas (GHG) emissions of Bendigo and Adelaide Bank amounted to 7,349 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a

Compared to 2024, the total operational greenhouse gas (GHG) emissions of Bendigo and Adelaide Bank decreased by 6.77%, showing that the company has made progress in taking action to reduce the climate impact of its operations.a

Bendigo and Adelaide Bank's Scope 1 Emissions Over Time

20202021202220232024202506501.3 k1.95 k2.6 ktCO2e-41%-7%+2%-9%-24%
  • Total Scope 1
  • Year-over-Year Change

What are Bendigo and Adelaide Bank's Scope 1 emissions?

In 2025, the total Scope 1 emissions of Bendigo and Adelaide Bank were 960 metric tons of CO₂ equivalent (tCO₂e).a

Compared to the previous year (2024), Bendigo and Adelaide Bank's Scope 1 emissions decreased by 23.93%, highlighting the company's efforts to lower direct emissions from assets it owns or controls.a

What are Bendigo and Adelaide Bank's Scope 2 emissions?

In 2025, Bendigo and Adelaide Bank reported Scope 2 greenhouse gas (GHG) emissions of 0 tCO₂e using the market-based method and 6,389 tCO₂e using the location-based method.a

Has Bendigo and Adelaide Bank reduced its Scope 2 emissions over time?

Compared to the previous year (2024), Bendigo and Adelaide Bank's Scope 2 emissions (Location-Based) have remained relatively stable, indicating that Bendigo and Adelaide Bank's emissions have plateaued with no significant change in its energy consumption footprint.a

What methodology does Bendigo and Adelaide Bank use for Scope 2 reporting?

In 2025, Bendigo and Adelaide Bank reported its Scope 2 emissions using the market-based method and using the location-based method.a

Bendigo and Adelaide Bank's Scope 2 Emissions Over Time

20202021202220232024202503.5 k7 k10.5 k14 ktCO2e
  • Total Scope 2 Location-Based
  • Total Scope 2 Market-Based

Insights into Bendigo and Adelaide Bank's Value Chain Emissions

In 2025, Bendigo and Adelaide Bank reported 33,265 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a

The 2025 disclosure of Bendigo and Adelaide Bank includes a breakdown across 7 of the 15 Scope 3 categories defined by the GHG Protocol, down from 8 in 2024, indicating a decline in reporting granularity and reduced insight into the company's full value chain emissions.a

Bendigo and Adelaide Bank's Scope 3 Emissions Over Time

20192020202120222023202420250750 k1.5 M2.25 M3 MtCO2e+69773%0%-10%-7%-100%+110972%
  • Total Scope 3
  • Year-over-Year Change

What are Bendigo and Adelaide Bank's Scope 3 emissions?

In 2025, Bendigo and Adelaide Bank reported total Scope 3 emissions of 33,265 metric tons of CO₂ equivalent (tCO₂e).a

Approximately 87% of these emissions originated from upstream activities such as purchased goods and capital goods, while 13% came from downstream activities like product use, distribution, and end-of-life treatment.a

Has Bendigo and Adelaide Bank reduced its Scope 3 emissions over time?

Since 2019, Bendigo and Adelaide Bank's Scope 3 emissions have increased by 701.37%, reflecting a rising long-term trend in Scope 3 emissions over time.ac

Compared to the previous year (2024), Bendigo and Adelaide Bank's Scope 3 emissions increased by 110,972.16%, suggesting that the company faced challenges in reducing emissions across its value chain.ab

What categories of Scope 3 emissions does Bendigo and Adelaide Bank disclose?

In 2025, Bendigo and Adelaide Bank reported emissions for 7 out of the 15 Scope 3 categories defined by the GHG Protocol.a

This partial disclosure allows for some insight into the company's indirect impacts.

What are the main sources of Bendigo and Adelaide Bank's Scope 3 emissions?

In 2025, the largest contributors to Bendigo and Adelaide Bank's Scope 3 emissions were:a

  • Purchased Goods and Services (Cat. 1): 14,303.95 tCO₂e (43%)
  • Capital Goods (Cat. 2): 5,655.05 tCO₂e (17%)
  • Franchises (Cat. 14): 4,324.45 tCO₂e (13%)

Bendigo and Adelaide Bank's Scope 3 Emissions by Categories

Capital Goods(Cat. 2)(17.0%)Purchased Goods andServices (Cat. 1)(43.0%)Franchises (Cat. 14)(13.0%)

Insights into Bendigo and Adelaide Bank’s GHG Emissions Intensity Compared to Industry Peers

In 2025, Bendigo and Adelaide Bank reported Scope 1 greenhouse gas (GHG) emissions of 960 tCO₂e and total revenues of USD 1,261 millions. This translates into an emissions intensity of 0.76 tCO₂e per millions USD.a

Bendigo and Adelaide Bank's Scope 1 Emissions Intensity Compared to Peers

2501,00020,0001,000,000Scope 1 Emissions (tCO2e)202001,00010,000100,000Revenues (Millions of USD)WAMPYear: 2024Scope 1: 26 tCO2eRevenue: $M 531Scope 1 Intensity: 0.05 tCO2e/$MWestpac BankingYear: 2024Scope 1: 6,262 tCO2eRevenue: $M 14,924Scope 1 Intensity: 0.42 tCO2e/$MPerpetualYear: 2025Scope 1: 50 tCO2eRevenue: $M 888Scope 1 Intensity: 0.06 tCO2e/$MNational Australia BankYear: 2024Scope 1: 5,635 tCO2eRevenue: $M 14,262Scope 1 Intensity: 0.40 tCO2e/$MBank of Queensland LtdYear: 2024Scope 1: 328 tCO2eRevenue: $M 1,080Scope 1 Intensity: 0.30 tCO2e/$MAUB GroupYear: 2023Scope 1: 621 tCO2eRevenue: $M 493Scope 1 Intensity: 1.26 tCO2e/$MMacquarie GroupYear: 2025Scope 1: 482 tCO2eRevenue: $M 4,243Scope 1 Intensity: 0.11 tCO2e/$MSuncorp GroupYear: 2025Scope 1: 2,531 tCO2eRevenue: $M 10,152Scope 1 Intensity: 0.25 tCO2e/$MWWWHSP HoldingsYear: 2024Scope 1: 8,375 tCO2eRevenue: $M 386Scope 1 Intensity: 21.72 tCO2e/$MHub24Year: 2023Scope 1: 2 tCO2eRevenue: $M 184Scope 1 Intensity: 0.01 tCO2e/$MQBE Insurance GroupYear: 2024Scope 1: 7,746 tCO2eRevenue: $M 28,796Scope 1 Intensity: 0.27 tCO2e/$MANZ Group HoldingsYear: 2024Scope 1: 5,958 tCO2eRevenue: $M 14,072Scope 1 Intensity: 0.42 tCO2e/$MEvolution MiningYear: 2024Scope 1: 225,199 tCO2eRevenue: $M 39Scope 1 Intensity: 5,839.16 tCO2e/$MCommonwealth BankYear: 2025Scope 1: 5,592 tCO2eRevenue: $M 18,866Scope 1 Intensity: 0.30 tCO2e/$MMedibankYear: 2025Scope 1: 58 tCO2eRevenue: $M 5,621Scope 1 Intensity: 0.01 tCO2e/$MZipYear: 2022Scope 1: 8 tCO2eRevenue: $M 429Scope 1 Intensity: 0.02 tCO2e/$MComputershareYear: 2024Scope 1: 3,344 tCO2eRevenue: $M 4,544Scope 1 Intensity: 0.74 tCO2e/$MChallengerYear: 2025Scope 1: 3 tCO2eRevenue: $M 491Scope 1 Intensity: 0.01 tCO2e/$MNIB HoldingsYear: 2025Scope 1: 60 tCO2eRevenue: $M 2,360Scope 1 Intensity: 0.03 tCO2e/$MInsurance Australia GroupYear: 2025Scope 1: 6,770 tCO2eRevenue: $M 9,717Scope 1 Intensity: 0.70 tCO2e/$MASXYear: 2025Scope 1: 37 tCO2eRevenue: $M 743Scope 1 Intensity: 0.05 tCO2e/$MSteadfast GroupYear: 2024Scope 1: 704 tCO2eRevenue: $M 801Scope 1 Intensity: 0.88 tCO2e/$MBendigo and Adelaide BankYear: 2025Scope 1: 960 tCO2eRevenue: $M 1,261Scope 1 Intensity: 0.76 tCO2e/$M

How does Bendigo and Adelaide Bank's GHG emissions intensity compare to its peers?

In 2025, Bendigo and Adelaide Bank reported a Scope 1 emissions intensity of 0.76 tCO₂e per millions USD. Compared to the peer group median of 0.28, this places the company above its industry benchmark, indicating it is less carbon-efficient than most competitors.a

Where does Bendigo and Adelaide Bank rank on GHG emissions intensity within its industry?

In 2025, Bendigo and Adelaide Bank ranked 19 out of 22 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD).a

This places Bendigo and Adelaide Bank among the least efficient performers, with one of the highest emissions intensities in its sector.a

Insights into Bendigo and Adelaide Bank's Total Carbon Footprint

In 2025, Bendigo and Adelaide Bank reported a total carbon footprint of 40,614 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 413.26% increase compared to 2024, suggesting a rise in emissions across its operations or value chain.ab

The largest contributor to Bendigo and Adelaide Bank's total carbon footprint was Scope 3 emissions, accounting for 81.91% of the company's total carbon footprint, followed by Scope 2 emissions at 15.73%.a

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