In 2025, Bendigo and Adelaide Bank completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).
Bendigo and Adelaide Bank has also provided a category-level breakdown for 8 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.
| Metric (tCO2e) | 2025 | 2024 | 2023 | 2022-2019 |
|---|---|---|---|---|
Total Scope 1 | 960a | 1,262a | 1,390a | |
Total Scope 2 | ||||
Market-Based | 0a | 699a | 5,012a | |
Location-Based | 6,389a | 6,621a | 7,531a | |
Total Scope 3 | 33,265a | 2,682,545a | 2,427,042.39a | |
Total Scope 1 Revenue Intensity (tCO2e/$M) | 0.7616a | 0.9382a | 1.0997a |
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In 2025, the total operational greenhouse gas (GHG) emissions of Bendigo and Adelaide Bank amounted to 7,349 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a
Compared to 2024, the total operational greenhouse gas (GHG) emissions of Bendigo and Adelaide Bank decreased by 6.77%, showing that the company has made progress in taking action to reduce the climate impact of its operations.a
In 2025, the total Scope 1 emissions of Bendigo and Adelaide Bank were 960 metric tons of CO₂ equivalent (tCO₂e).a
Compared to the previous year (2024), Bendigo and Adelaide Bank's Scope 1 emissions decreased by 23.93%, highlighting the company's efforts to lower direct emissions from assets it owns or controls.a
In 2025, Bendigo and Adelaide Bank reported Scope 2 greenhouse gas (GHG) emissions of 0 tCO₂e using the market-based method and 6,389 tCO₂e using the location-based method.a
Compared to the previous year (2024), Bendigo and Adelaide Bank's Scope 2 emissions (Location-Based) have remained relatively stable, indicating that Bendigo and Adelaide Bank's emissions have plateaued with no significant change in its energy consumption footprint.a
In 2025, Bendigo and Adelaide Bank reported its Scope 2 emissions using the market-based method and using the location-based method.a
In 2025, Bendigo and Adelaide Bank reported 33,265 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a
The 2025 disclosure of Bendigo and Adelaide Bank includes a breakdown across 7 of the 15 Scope 3 categories defined by the GHG Protocol, down from 8 in 2024, indicating a decline in reporting granularity and reduced insight into the company's full value chain emissions.a
In 2025, Bendigo and Adelaide Bank reported total Scope 3 emissions of 33,265 metric tons of CO₂ equivalent (tCO₂e).a
Approximately 87% of these emissions originated from upstream activities such as purchased goods and capital goods, while 13% came from downstream activities like product use, distribution, and end-of-life treatment.a
Since 2019, Bendigo and Adelaide Bank's Scope 3 emissions have increased by 701.37%, reflecting a rising long-term trend in Scope 3 emissions over time.ab
Compared to the previous year (2024), Bendigo and Adelaide Bank's Scope 3 emissions decreased by 98.76%, highlighting the company's efforts to lower indirect emissions from its value chain.a
In 2025, Bendigo and Adelaide Bank reported emissions for 7 out of the 15 Scope 3 categories defined by the GHG Protocol.a
This partial disclosure allows for some insight into the company's indirect impacts.
In 2025, the largest contributors to Bendigo and Adelaide Bank's Scope 3 emissions were:a
In 2025, Bendigo and Adelaide Bank reported Scope 1 greenhouse gas (GHG) emissions of 960 tCO₂e and total revenues of USD 1,261 millions. This translates into an emissions intensity of 0.76 tCO₂e per millions USD.a
In 2025, Bendigo and Adelaide Bank reported a Scope 1 emissions intensity of 0.76 tCO₂e per millions USD. Compared to the peer group median of 0.7, this places the company above its industry benchmark, indicating it is less carbon-efficient than most competitors.a
In 2025, Bendigo and Adelaide Bank ranked 13 out of 23 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD).a
Bendigo and Adelaide Bank is therefore positioned in the mid-range of its industry, neither a clear leader nor a laggard in carbon efficiency.a
In 2025, Bendigo and Adelaide Bank reported a total carbon footprint of 40,614 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 98.49% decrease compared to 2024, indicating progress in reducing its overall greenhouse gas output.a
The largest contributor to Bendigo and Adelaide Bank's total carbon footprint was Scope 3 emissions, accounting for 81.91% of the company's total carbon footprint, followed by Scope 2 emissions at 15.73%.a