Below are the financial statements of Shriram Finance, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of INR | 2025 | 2024 |
|---|---|---|
| Revenue from operations | — | — |
| Interest income | 403,076.4a | 335,996.6a |
| Dividend income | 16.9a | 14.5a |
| Rental income | 0a | 1.3a |
| Fees and commission income | 6,819.3a | 4,573.8a |
| Net gain on fair value changes | 2,009.4a | 956.5a |
| Net gain on derecognition of financial instruments under amortised cost category | 1,326.4a | 3,246.5a |
| Other operating income | 5,095.8a | 4,854.9a |
| Total revenue from operations | 418,344.2a | 349,644.1a |
| Other income | 250.5a | 332a |
| Total income | 418,594.7a | 349,976.1a |
| Expenses | — | — |
| Finance costs | -184,545.8a | -148,026a |
| Fees and commission expenses | -5,724.6a | -4,322.1a |
| Impairment on financial instruments | -53,116.6a | -45,183.4a |
| Employee benefits expenses | -36,511.6a | -32,155.9a |
| Depreciation, amortisation and impairment | -6,453.2a | -5,688.3a |
| Other expenses | -22,750.4a | -17,764a |
| Total expenses | -309,102.2a | -253,139.7a |
| Profit before exceptional items and tax | 109,492.5a | 96,836.4a |
| Exceptional items (net) | 15,536.6a | 0a |
| Profit before tax from continuing operations | 125,029.1a | 96,836.4a |
| Tax expense | — | — |
| Current tax | -35,908.8a | -34,000.6a |
| Deferred tax | -5,112.8a | -9,069a |
| Profit for the year from continuing operations | 94,233.1a | 71,904.8a |
| Share of profit/(loss) of associate | 123.1a | 77.8a |
| Net profit after taxes and share of profit/(loss) of associate from continuing operations | 94,356.2a | 71,982.6a |
| Discontinued operations | — | — |
| Profit/(loss) before tax from discontinued operations | 1,828.2a | 2,765.3a |
| Less: Tax expenses of discontinued operations | -421.2a | -759a |
| Net profit after tax for the year from discontinued operations | 1,407a | 2,006.3a |
| Net profit after tax for the year from total operations | 95,763.2a | 73,988.9a |
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